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Step 3 - Calculate Your Debt Service Coverage Ratio (DSCR)

Below is an estimated DSCR for your property based on the above information you entered. Please note, underwriting NOI will be less due to additional underwriting assumptions/expenses, i.e. minimum assumption expenses and replacement reserves, therefore reducing your DSCR. For Multifamily loans, typically a minimum of 1.25 DSCR is needed.

Now you have an idea on how your investment property cashflows with respect to annual NOI and DSCR. Next step is to get an idea on if the property value will be supported by how the property cashflows. Global CommercialBanc offers a CAP Rate Calculator is give you an idea (estimate) of what the investment property's CAP Rate will be.

If you would like to go directly to submitting a loan request, please click button below and complete an online loan submission. This will allow us to understand what you are looking for and quote a rate based on your loan scenario verses quoting you generic terms which might not apply to you.

Let Global CommercilBanc be your resource center for understanding what is involved in obtaining a commercial mortgage loan which could be a complex process. Then when you are ready to move forward, let Global CommercialBanc help you in obtaining a commercial mortgage loan.